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polasaí árachais lena gcumhdaítear riosca ó fhrithghealladh oibleagáidí árachais sláinte, nach polasaí é a dhéantar a ionramháil de réir teicnící árachais saoil (TÁS)
insurance policy that covers risk arising from the underwriting of health insurance obligations, not pursued on a similar technical basis to that of life insurance